This post is not a topic I can claim to be an expert. My experience comes from talking to my insurance agent, and from conversations with friends and family that have had unfortunate experiences with accidents and their subsequent crash course in the school of hard knocks. I was so surprised at the outcome of one recent incident that I felt compelled to do more research and share some simple tips.
If someone is looking for a waterfront property on a larger residential lake in one of the safest communities in the country, Val Vista Lakes comes to the top of the list. Val Vista Lakes features three lakes totaling 76 acres with 6 miles of shoreline. Does Val Vista Lakes allow boating? YES. This 900 acre master planned community features 24 subdivisions with over 300 waterfront properties and one of the few lake communities that includes a community clubhouse.
Home Insurance Facts That Should Not Be Overlooked
A home buyer has found his/her dream home and is making plans to move in in a few short weeks. But how well is their most expensive purchase to date protected? With the never ending list of things to get completed before the close of escrow, making sure insurance is in place so the lender can receive the declaration of insurance page before going to underwriting is just one more item to get done . So you want your insurance agent to get this off your plate as soon as possible. However, it will be worth your time to have details discussion with your agent to make sure your home is properly insured. Here are some important decisions regarding home insurance that should be considered. Continue reading “Insurance tips to remember”
A common saying in Arizona which is frequently used is, “but it’s a dry heat!” Well that doesn’t always apply during the monsoon season. Prior to 2007, the start of the monsoon was defined as when the dew point for 3 consecutive days is 55 degrees or higher. This means that the air holds more moisture than usual. Air conditioners are designed to remove this humidity from the air. This water or condensation flows through PVC tubes to the outside of the house. You’ve probably noticed them on the side of your house. Now what happens if they don’t work?
One of the most precious resources for a state where the majority of its population lives in a desert is water. As the population grows so does the attention on this critical resource. However, as the valley has grown developers realized that lake communities and waterfront property presented an effective and unique marketing tool, and water conservationists saw the use of precious potable water to fill these decorative lakes a major concern. What’s the legislature to do?
Waterfront Community for Active Adults
Province is an active adult community with a guarded entry and a community center that is sure to impress. Province boasts a 32,000 square foot clubhouse that features something for everyone; a resort-style outdoor pool, an indoor lap pool, ballroom, fitness center, café, basketball court, outdoor amphitheater, bocce ball and tennis courts. Originally developed by Engle starting in 2003, construction in Province came to a halt after Engle filed for bankruptcy in 2008. Shortly after that Meritage acquired the remaining lots.
Concrete tile and composition shingle roofs
In colder climates the standard roof is asphalt composition shingle. However in Arizona concrete tile roofs are now more common than composition shingle roofs at least in the Phoenix area. Properly installed, tile roofs can last longer and can offer a better insulation system for the house than standard composition shingle roofs. The upfront cost of concrete tile roofs is higher, but they have a longer lifespan. Even though tile roofs appear sturdy and almost indestructible, it would be an error to believe that they can be installed without requiring any future maintenance or inspection. It is very common that during a house inspection cracked, displaced and broken tiles will be found. Repairs to a tile roof when found early are relatively inexpensive, but if left unattended the repair cost will increase significantly.
HOA Reserve Study – Another document in the HOA disclosures
If you have the patience to wade through all of the disclosure information that is provided by the HOA when you buy a house, you may stumble upon a document called a reserve study. In fact according to the current AAR Planned Community Addendum, the most recent reserve study must be provided to the buyer if it exists. If the HOA is responsible for maintaining a community with more than the normal level of common area amenities such as a man made lake or a community park or clubhouse, a reserve study is even more important. Continue reading “HOA Reserve Study – A tool to understanding how a community operates”
Chandler offers a broad range of waterfront property including townhouses and condos. These include Lakeshore at Andersen Springs, Bridges at Ocotillo, Cantabria Shores and Crescent Falls at Fulton Ranch. These waterfront properties are something that never would have been envisioned by Dr. AJ Chandler, a veterinarian who migrated from Canada in 1891 and for whom the city was named after. Now Chandler boasts the most waterfront communities of any city in Arizona and is home to many high tech companies. For more information, read on!
Solar Panels in Phoenix – A Good or Bad Idea?
With a nickname, The Valley of the Sun, doesn’t it make sense for Phoenix and surrounding cities to readily embrace any electricity saving device that leverages the abundant supply of year round sun? Some homeowners are taking advantage of our seeming never ending supply of this natural resource. This is a topic which both buyers and sellers need to be very informed because the number of houses for sale with solar panels will continue to increase. As of Nov. 2015 approximately 2.5% of the homes for sale offer either leased or owned solar systems. And understanding the difference in th resale market of leased vs. owned solar panels is extremely critical.